When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

It's possible to regularly check on the state of your credit at no cost to you Reviewed by Ebony Howard Having good credit ...

NEW YORK — Are you monitoring your credit report on a yearly basis? If the answer is no, what are you waiting for? Thanks to the Fair and Accurate Credit Transactions Act, which took effect nationwide ...

A perk offered to consumers during the pandemic has been extended indefinitely. Your free annual credit reports are available every week at no cost. Read on for why you should take advantage. Also, ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.