Retirement should be a time to kick back, relax, and enjoy your hard work. Let’s be honest, though. There’s more to a picture-perfect retirement than leisurely strolls and afternoon naps — it just ...
A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...
The ideal withdrawal rate for the moderate fund, American Funds Retirement Income Portfolio – Moderate ( FBFWX, 0.65%, 3.0%), ...
Retirement plans across the country may finally be getting serious about adding more annuity options. The goal of this push is to help the pool of near-retirees allocate to products that will help ...
Retirees must make a choice between buying annuities or buying bonds. I ran the numbers through an annuity calculator to determine the annual cash flow yield on the annuities. Using the life ...
A new survey from TIAA points to a rising tide in demand for lifetime income products within DC plans, though a lack of understanding among employers could slow the wave. The survey, conducted by ...
On this episode of The Long View, Mike Moran, managing director and pension strategist for Goldman Sachs, discusses how 401(k) plans can improve retirement savings and retirement readiness. Amy Arnott ...
Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...
Retirement is not a one-time event; it is a dynamic phase of life that requires a vision of what the post-employment years will look like for each individual and how that vision will be funded. Tamiko ...
Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...
“Retirement alpha” makes a retirement portfolio all that it can and should be, said author and insurance veteran Tom Hegna at the 11th annual Inside Retirement conference. A former senior executive ...