There has been a lot of talk lately about the mega backdoor Roth IRA. For a long time, it was an unspoken secret used by ...

Millions of Americans are waking up to a new kind of tax shelter that behaves like a Roth IRA turned up several notches, with ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

I am a 66-year-old married man with a substantial balance – $1 million-plus — in my IRA. Last year, I started to convert to a Roth by doing a modest Roth conversion. I know that calculating the amount ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in the practice and a tool we are using ...

If you started 2025 with a plan for how much you thought you’d convert to a Roth IRA by the end of the year, the chances are you’re going to end up with a different amount than you had in mind. For ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Roth IRAs can be wonderful tools when you're saving for retirement. They feature tax-free withdrawals. You might want to invest in some other accounts, too, in addition to a Roth IRA. Amassing a ...