Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Modern annuities address longevity risk, market volatility, inflation, liquidity needs, and legacy planning, helping retirees ...

Indexed universal life and indexed annuities have always been innovating and advancing, morphing with markets, regulation and technology. If we fast-forward 10 years, the next wave of change likely ...

Fixed indexed annuities tie their performance to a stock market index. They offer principal protection and steady income in retirement. Fixed indexed annuities typically limit the returns you can earn ...

An annuity offers guaranteed income for a set period. There are several types of annuities to choose from, with fixed annuities and indexed annuities being two of the most popular options. While both ...

In addition to being a key resource for the industry, Sheryl Moore has worked closely with the media as a fact-checking resource on life insurance and annuities, and she spent five years correcting ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

A fixed index annuity (FIA) balances between security and growth potential by linking returns to a stock market index while protecting against market downturns. It’s a popular choice for retirement ...

The latest inflation data is in, and unfortunately, it comes with more bad news for consumers. The Consumer Price Index data, released today, shows that inflation climbed to 2.9% in August, marking ...

In the past, annuities have been misunderstood as complex investment vehicles. After all, they’re known for their high commissions and opaque fees. Furthermore, these commissions often line the ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while annuities do come with some sizable benefits overall, what you ...

Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...