While Congress debates bringing back Affordable Care Act subsidies, many Americans have already made life-altering decisions to afford health care.

As millions of Americans struggle with paying for health care, doctors and health experts discuss how medical care is being eroded by insurers denying necessary tests and treatment, making it "more difficult to be healthy in the United States.

Fewer Americans are signing up for Affordable Care Act health insurance plans this year. New federal data shows a 3.5% drop in enrollment, with around 800,000 fewer people selecting plans compared to last year.

President Trump deserves credit for thus far resisting Democrats’ demands to throw more money at the failed Obamacare program. But on Tuesday, he offered a one-page policy response, characteristically titled, “The Great American Healthcare Plan,” that leaves much to be desired.

After the ACA tax credit lapsed in December, enrollees are opting for less robust health plans or dropping coverage altogether.

Going into the 2025-26 open enrollment period for people shopping for health insurance through GetCoveredNJ, the outlook was grim. Insurance regulators said the average premium would rise by 16%.

Federal law sets 26 as the usual cutoff for staying on a parent’s health insurance, but several states allow extended coverage when certain eligibility rules are met.