Borrowers get a short window to rethink some personal loan decisions, but timing and terms matter.

In simple terms, if you’ve just been approved for a personal loan but then decide it’s not suitable — because of the interest ...

Dave Ramsey Says Let Your Kids 'Cut' Up Your Credit Cards So They 'Won't Ask to Use Them'

Personal finance expert Dave Ramsey says you should completely get rid of credit cards and encourage your family to avoid ...