High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Explore the benefits and types of cash investments. These safe, short-term options offer interest returns and are ideal for ...

Discover how simple interest benefits borrowers in car loans and consumer purchases, and learn why it might not be ideal for ...