Access to their money and ability to annuitize were the biggest reasons annuity buyers cited for buying their annuities – even more than interest rates and far more than fees, according to a LIMRA ...
A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...
The best annuity rate on offer in January 2026 for a healthy 65-year-old with an initial pension pot of £100,000 is £7,649 a ...
When it comes to retirement planning, more Americans are turning to annuities as a way to lock in guaranteed income. Total annuity sales hit a record $385 billion in 2023, jumping 23% from the ...
An investor may have many reasons for choosing whether to buy a deferred annuity when it’s offered. For example, some investors purchase annuities to generate lifetime-guaranteed income, others to ...
Fees play a minimal role in a person’s decision to purchase an annuity, with the chief factor being the product's ability to generate income, according to a new LIMRA survey. Annuity sales have been ...
Buying an annuity is a major financial decision. You’re often tying up your money for a long time and, since many people use these financial products to fund their retirement, you’ll be relying on ...
The relationship between higher yields and retirement portfolio planning—return expectations, safe withdrawal rates, and asset allocations—is fairly direct and intuitive. As I wrote last week, higher ...
They’re not the newest retirement income product by any means, but annuities may prove to be an important tool for advisors looking to build long-lasting client relationships, according to a recent ...
Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...
Retirees must make a choice between buying annuities or buying bonds. I ran the numbers through an annuity calculator to determine the annual cash flow yield on the annuities. Using the life ...
Unloved Ask Morningstar's retirement-methodology team about annuities, and they will offer fulsome praise. When they model investment strategies for retirees, they invariably end up recommending big ...