If you've fallen behind on a $5,000 debt and a collection agency is hounding you for payments, you might be worried about what happens next. Owing a few thousand dollars to a debt collector can put ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These two phases often get lumped together in conversations about debt, ...

If you're one of them, knowing what debts you can dispute is increasingly important. For example, you'll need to know if it's too late to challenge a debt if a collection agency now owns the account.